EMI Options Available for Customers

We offer two types of EMI options to make purchases easier and more flexible for customers.

1. Credit Card EMI (Bank-Based EMI)

Customers can choose EMI if they have a credit card from supported banks.

Supported Banks

• Kotak Mahindra Bank
• IndusInd Bank
• ICICI Bank
• Axis Bank
• Yes Bank
• RBL Bank
• Bank of Baroda
• HSBC Bank
• IDBI Bank
• Standard Chartered Bank

Key Points

• Customer must have a credit card from one of the supported banks
• EMI tenure, interest rate, and processing fee are decided by the issuing bank
• EMI is available only if the customer’s bank & card network (Visa / MasterCard / Amex) is supported

2. ShopSe EMI (Cardless EMI – Works for Any Bank Customer)

ShopSe EMI is a cardless EMI option designed for customers who:

• Do not have a credit card, or
• Have a credit card from a bank not listed above

How ShopSe EMI Works

• Customer selects ShopSe EMI at checkout
• ShopSe performs a quick eligibility check
• EMI is approved by ShopSe (NBFC), not the customer’s bank
• Customer repays EMIs via bank account / UPI / auto-debit

Important Benefits

• No credit card required
• Works with any bank customer
• Simple digital approval process
• Ideal for increasing conversions